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Banco Bilbao Vizcaya Argentaria, S.A. logo

Banco Bilbao Vizcaya Argentaria, S.A.

BBVA · XMAD · Banks Diversified · Spain

Market Capitalization101.72B EUR
Trailing P/E10.51 EUR
52-Week Change26.38 EUR
Forward Annual Dividend Yield3.59%
Beta0.9230 EUR

Banco Bilbao Vizcaya Argentaria, S.A. is a multinational financial services company headquartered in Bilbao, Spain, with operational offices in Madrid. Founded in 1857 as Banco de Bilbao, it emerged from mergers including Banco de Vizcaya in 1988 and Argentaria in 1999, forming one of Europe's largest banks by asset size, with €772 billion in assets as of December 2024. The institution provides a broad range of services, including retail and corporate banking, consumer finance, asset management, insurance, pensions, leasing, factoring, and brokerage, delivered through digital platforms and over 5,900 branches worldwide. BBVA maintains strong leadership in Spain, dominates the Mexican market as the largest bank, and holds significant positions in South America, Turkey via Garanti BBVA, Portugal, Italy, Romania, Germany, and the U.S. Sunbelt region. Emphasizing customer-centric innovation, it pursues digital transformation, cryptocurrency services under EU MiCA regulations, and sustainable finance aligned with ESG principles to foster inclusive growth. In 2025, BBVA achieved a record €10.5 billion net profit, serving 77.2 million customers across more than 25 countries with 125,916 employees. As Spain's second-largest bank, it plays a pivotal role in global finance, blending traditional banking with emerging opportunities.

Industry

Banks Diversified

Financial Services sector · Spain

Stories

Structural patterns identified in Banco Bilbao Vizcaya Argentaria, S.A.

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Key Metrics

Market Capitalization
101.72BEUR
NormalMar 20, 2026
Trailing P/E
10.51EUR
NormalMar 20, 2026
Revenue (TTM)
31.65BEUR
NormalMar 20, 2026
Profit Margin
33.21%
NormalMar 20, 2026
Beta
0.9230EUR
NormalMar 20, 2026
52-Week Change
26.38EUR
ExtremeMar 20, 2026
Forward Annual Dividend Yield
3.59%
NormalMar 20, 2026
Forward Yield
3.59%
Below 5Y avg (4.86%)
Annual Rate
EUR 0.64
Paid semi-annual
Payout Ratio
41.5%
Sustainable
Loading dividend history...

Track Record

Frequency
Semi-Annual
Payback Period
25.7 yr
Years to recoup investment via dividends alone

Upcoming

Ex-Dividend Date
Apr 8, 2026

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Valuation8
Market Capitalization
101.72BEUR
NormalMar 20, 2026
Enterprise Value
111.87BEUR
NormalMar 20, 2026
Trailing P/E
10.51EUR
NormalMar 20, 2026
Forward P/E
8.39EUR
NormalMar 20, 2026
PEG Ratio
2.10EUR
NormalMar 20, 2026
Price to Sales (TTM)
3.32EUR
NormalMar 20, 2026
Price to Book (MRQ)
1.84EUR
NormalMar 20, 2026
Enterprise to Revenue
3.54EUR
NormalMar 20, 2026
Profitability & Growth32
Profit Margin
33.21%
NormalMar 20, 2026
Operating Margin
50.90%
AboveNormalMar 20, 2026
Return on Assets (TTM)
0.0136EUR
NormalMar 20, 2026
Return on Equity (TTM)
0.1827EUR
NormalMar 20, 2026
Revenue (TTM)
31.65BEUR
NormalMar 20, 2026
Revenue per Share (TTM)
5.51EUR
NormalMar 20, 2026
Quarterly Revenue Growth
0.0030EUR
NormalMar 20, 2026
Gross Profit (TTM)
31.65BEUR
NormalMar 20, 2026
EBITDA
0.00EUR
NormalMar 20, 2026
Net Income (TTM)
10.11BEUR
NormalMar 20, 2026
Quarterly Earnings Growth (YoY)
0.0420EUR
NormalMar 20, 2026
Operating Cash Flow (TTM)
14.97BEUR
NormalMar 20, 2026
Levered Free Cash Flow (TTM)
10.11BEUR
NormalMar 20, 2026
Forward Annual Dividend Rate
0.6400EUR
NormalMar 20, 2026
Forward Annual Dividend Yield
3.59%
NormalMar 20, 2026
Trailing Annual Dividend Rate
0.7300EUR
NormalMar 20, 2026
Trailing Annual Dividend Yield
4.10%
NormalMar 20, 2026
5-Year Average Dividend Yield
486.00%
ExtremeMar 20, 2026
Payout Ratio
0.4148EUR
NormalMar 20, 2026
Minority Interest (Equity)
4.44B
NormalFY2025 · Dec 31, 2025
Revenue
39.41B
NormalFY2025 · Dec 31, 2025
Pre-tax Income
16.23B
NormalFY2025 · Dec 31, 2025
Income Tax Expense
5.10B
NormalFY2025 · Dec 31, 2025
Net Income
11.13B
NormalFY2025 · Dec 31, 2025
Selling, General & Administrative
12.59B
NormalFY2025 · Dec 31, 2025
EPS (Basic)
1.76
NormalFY2025 · Dec 31, 2025
EPS (Diluted)
1.76
NormalFY2025 · Dec 31, 2025
Basic Shares Outstanding
5.75BShares
NormalFY2025 · Dec 31, 2025
Diluted Shares Outstanding
5.75BShares
NormalFY2025 · Dec 31, 2025
Net Income from Continuing Operations
11.13B
NormalFY2025 · Dec 31, 2025
Minority Interests (P&L)
-615.00M
NormalFY2025 · Dec 31, 2025
Preferred Stock Dividends
397.00M
NormalFY2025 · Dec 31, 2025
Financial Strength20
Shares Outstanding
5.69BShares
NormalMar 20, 2026
Float Shares
5.65BEUR
NormalMar 20, 2026
% Held by Insiders
0.0158EUR
NormalMar 20, 2026
% Held by Institutions
0.4426EUR
NormalMar 20, 2026
Total Cash (MRQ)
148.51BEUR
NormalMar 20, 2026
Total Cash per Share (MRQ)
26.09EUR
NormalMar 20, 2026
Total Debt (MRQ)
152.75BEUR
NormalMar 20, 2026
Total Debt to Equity (MRQ)
2.47EUR
NormalMar 20, 2026
Book Value per Share (MRQ)
10.08EUR
NormalMar 20, 2026
Total Assets
859.58B
NormalFY2025 · Dec 31, 2025
Total Liabilities
797.78B
NormalFY2025 · Dec 31, 2025
Cash
8.05B
NormalFY2025 · Dec 31, 2025
Cash & Cash Equivalents
69.89B
NormalFY2025 · Dec 31, 2025
Other Short-term Investments
58.36B
NormalFY2025 · Dec 31, 2025
Short-term Debt
227.00M
NormalFY2025 · Dec 31, 2025
Long-term Debt
89.08B
NormalFY2025 · Dec 31, 2025
Common Stock (Book)
2.80B
NormalFY2025 · Dec 31, 2025
Retained Earnings
56.86B
NormalFY2025 · Dec 31, 2025
Total Shareholders' Equity
61.80B
NormalFY2025 · Dec 31, 2025
Treasury Stock
299.00M
ExtremeFY2025 · Dec 31, 2025
Market & Technical9
52-Week Low
10.11EUR
NormalMar 20, 2026
52-Week High
22.33EUR
NormalMar 20, 2026
52-Week Change
26.38EUR
ExtremeMar 20, 2026
Beta
0.9230EUR
NormalMar 20, 2026
50-Day MA
20.05EUR
NormalMar 20, 2026
200-Day MA
17.18EUR
NormalMar 20, 2026
Avg 10-Day Volume
10.94MEUR
NormalMar 20, 2026
Avg 30-Day Volume
12.39MEUR
NormalMar 20, 2026
Diluted EPS (TTM)
1.76EUR
NormalMar 20, 2026

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