Svenska Handelsbanken AB (publ) Class A

Svenska Handelsbanken AB (publ) Class A is the dominant share class of one of Sweden's largest banks, providing a comprehensive range of banking products and services to private and corporate customers primarily in Sweden, the United Kingdom, Norway, the Netherlands, and internationally. Incorporated in 1871 and headquartered in Stockholm, it holds the distinction of being the oldest listed share on the Stockholm Stock Exchange since 1871. The bank operates through key segments including branch operations in Sweden, featuring six regional banks, Handelsbanken Finans, and Stadshypotek for private banking, financial services, credit cards, and mortgages. It offers savings and investment accounts, mortgage and private loans, mutual funds, pensions, credit and debit cards, payment services, and specialized financing for equipment, vehicles, real estate, forestry, agriculture, and green initiatives. Additional services encompass asset management, transactional banking, corporate finance, trade finance, cash management, insurance products, and digital banking solutions tailored for all age groups. With significant exposure to the Swedish mortgage market—about 44% of loans tied to real estate—Svenska Handelsbanken AB (publ) Class A plays a pivotal role in the Nordic and European financial landscape, generating roughly three-fourths of income from interest spread-based activities like mortgages, household, and corporate lending.