Qingdao Rural Commercial Bank Co., Ltd. is a prominent financial institution operating as part of China's banking sector. Its primary function is to provide a comprehensive range of banking services that cater to the rural and agricultural communities in and around Qingdao. This includes offering personal banking solutions like savings accounts, loans, and credit facilities, as well as providing financial support and products tailored for local businesses and agricultural enterprises. As a rural commercial bank, it plays a crucial role in enhancing financial inclusion and supporting rural economic development, a key priority in China's broader economic strategy. By facilitating credit flow and financial services to underserved areas, Qingdao Rural Commercial Bank Co., Ltd. contributes significantly to regional economic growth and sustainability, underpinning its importance in the domestic financial landscape.
Industry
Banks Regional
Financial Services sector · China
Coordination
Placeholder CorpCoordination
Example HoldingsCoordination
Sample IncCoordination
Stories
Structural patterns identified in Qingdao Rural Commercial Bank Co., Ltd.
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Key Metrics
Market Capitalization
17.61BCNY
NormalMar 17, 2026
Trailing P/E
7.37CNY
NormalMar 17, 2026
Revenue (TTM)
6.23BCNY
NormalMar 17, 2026
Forward Yield
3.80%
Annual Rate
CNY 0.12
Paid unknown
Payout Ratio
27.9%
Sustainable
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Track Record
Frequency
Unknown
Payback Period
25.6 yr
Years to recoup investment via dividends alone
Upcoming
Ex-Dividend Date
Jul 9, 2025
Valuation8
Market Capitalization
17.61BCNY
NormalMar 17, 2026
Enterprise Value
46.23BCNY
NormalMar 17, 2026
Trailing P/E
7.37CNY
Profit Margin
47.71%
Normal
Mar 17, 2026
Beta
0.4320CNY
NormalMar 17, 2026
52-Week Change
3.47CNY
ExtremeMar 17, 2026
Forward Annual Dividend Yield
3.80%
NormalMar 17, 2026
Normal
Mar 17, 2026
Forward P/E
7.04CNY
NormalMar 17, 2026
PEG Ratio
7.04CNY
AboveNormalMar 17, 2026
Price to Sales (TTM)
2.83CNY
NormalMar 17, 2026
Price to Book (MRQ)
0.4738CNY
NormalMar 17, 2026
Enterprise to Revenue
7.42CNY
NormalMar 17, 2026
Profitability & Growth47
Profit Margin
47.71%
NormalMar 17, 2026
Operating Margin
63.21%
AboveNormalMar 17, 2026
Return on Assets (TTM)
0.0060CNY
NormalMar 17, 2026
Return on Equity (TTM)
0.0670CNY
NormalMar 17, 2026
Revenue (TTM)
6.23BCNY
NormalMar 17, 2026
Revenue per Share (TTM)
1.12CNY
NormalMar 17, 2026
Quarterly Revenue Growth
0.0470CNY
NormalMar 17, 2026
Gross Profit (TTM)
6.23BCNY
NormalMar 17, 2026
EBITDA
0.00CNY
NormalMar 17, 2026
Net Income (TTM)
2.73BCNY
NormalMar 17, 2026
Quarterly Earnings Growth (YoY)
0.0070CNY
NormalMar 17, 2026
Operating Cash Flow (TTM)
9.53BCNY
NormalMar 17, 2026
Levered Free Cash Flow (TTM)
2.86BCNY
NormalMar 17, 2026
Forward Annual Dividend Rate
0.1200CNY
NormalMar 17, 2026
Forward Annual Dividend Yield
3.80%
NormalMar 17, 2026
Trailing Annual Dividend Rate
0.1200CNY
NormalMar 17, 2026
Trailing Annual Dividend Yield
3.80%
NormalMar 17, 2026
Payout Ratio
0.2791CNY
NormalMar 17, 2026
Minority Interest (Equity)
363.98M
NormalFY2024 · Dec 31, 2024
Revenue
10.96B
NormalFY2024 · Dec 31, 2024
Pre-tax Income
2.49B
NormalFY2024 · Dec 31, 2024
Income Tax Expense
-360.78M
ExtremeFY2024 · Dec 31, 2024
Net Income
2.85B
NormalFY2024 · Dec 31, 2024
Selling, General & Administrative
1.40B
NormalFY2024 · Dec 31, 2024
Other Operating Expenses
124.99M
NormalFY2024 · Dec 31, 2024
EPS (Basic)
0.4700
NormalFY2024 · Dec 31, 2024
EPS (Diluted)
0.4100
NormalFY2024 · Dec 31, 2024
Basic Shares Outstanding
6.08BShares
NormalFY2024 · Dec 31, 2024
Diluted Shares Outstanding
6.08BShares
NormalFY2024 · Dec 31, 2024
Net Income from Continuing Operations
2.85B
NormalFY2024 · Dec 31, 2024
Minority Interests (P&L)
7.17M
NormalFY2024 · Dec 31, 2024
Operating Cash Flow
-20.36B
NormalFY2024 · Dec 31, 2024
Free Cash Flow
6.35B
NormalFY2024 · Dec 31, 2024
Cash & Cash Equivalents (End of Period)
19.41B
NormalFY2024 · Dec 31, 2024
Net Income (CF Statement)
2.85B
NormalFY2024 · Dec 31, 2024
Other Non-cash Items
-1.90B
NormalFY2024 · Dec 31, 2024
Change in Accounts Receivable (CF)
-21.32B
NormalFY2024 · Dec 31, 2024
Capital Expenditures
-38.41M
NormalFY2024 · Dec 31, 2024
Purchase of Investments
-197.87B
NormalFY2024 · Dec 31, 2024
Sale of Investments
200.18B
NormalFY2024 · Dec 31, 2024
Other Investing Activity
1.58B
NormalFY2024 · Dec 31, 2024
Net Investing Cash Flow
3.85B
NormalFY2024 · Dec 31, 2024
Long-term Debt Issuance
116.84B
NormalFY2024 · Dec 31, 2024
Long-term Debt Payments
-119.03B
NormalFY2024 · Dec 31, 2024
Common Dividends Paid
-2.83B
NormalFY2024 · Dec 31, 2024
Other Financing Charges
-64.78M
NormalFY2024 · Dec 31, 2024
Net Financing Cash Flow
-5.09B
NormalFY2024 · Dec 31, 2024
Financial Strength17
Shares Outstanding
5.56BShares
NormalMar 17, 2026
Float Shares
3.33BCNY
NormalMar 17, 2026
% Held by Insiders
0.4067CNY
NormalMar 17, 2026
% Held by Institutions
0.0528CNY
NormalMar 17, 2026
Total Cash (MRQ)
90.89BCNY
NormalMar 17, 2026
Total Cash per Share (MRQ)
16.36CNY
NormalMar 17, 2026
Total Debt (MRQ)
119.56BCNY
NormalMar 17, 2026
Total Debt to Equity (MRQ)
2.85CNY
NormalMar 17, 2026
Book Value per Share (MRQ)
6.69CNY
NormalMar 17, 2026
Total Assets
495.03B
NormalFY2024 · Dec 31, 2024
Total Liabilities
453.92B
NormalFY2024 · Dec 31, 2024
Cash
1.27B
NormalFY2024 · Dec 31, 2024
Cash & Cash Equivalents
46.12B
NormalFY2024 · Dec 31, 2024
Long-term Debt
84.04B
NormalFY2024 · Dec 31, 2024
Common Stock (Book)
5.56B
NormalFY2024 · Dec 31, 2024
Retained Earnings
12.44B
NormalFY2024 · Dec 31, 2024
Total Shareholders' Equity
41.11B
NormalFY2024 · Dec 31, 2024
Market & Technical9
52-Week Low
2.88CNY
NormalMar 17, 2026
52-Week High
3.92CNY
NormalMar 17, 2026
52-Week Change
3.47CNY
ExtremeMar 17, 2026
Beta
0.4320CNY
NormalMar 17, 2026
50-Day MA
3.12CNY
NormalMar 17, 2026
200-Day MA
3.30CNY
NormalMar 17, 2026
Avg 10-Day Volume
61.31MCNY
NormalMar 17, 2026
Avg 30-Day Volume
64.00MCNY
NormalMar 17, 2026
Diluted EPS (TTM)
0.4300CNY
NormalMar 17, 2026
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